Disclaimer

All amounts, rates, and timelines in this book reflect my personal experience at a specific time and under specific circumstances. They are historical figures, not my current rates. They are not a promise of results or a guarantee that yours will be the same.

This book is not tax, legal, financial, or medical advice. I made the decisions described here for myself, often in a hurry, and not always the right ones. For your own situation, consult a qualified professional.

The terms, fees, and mechanics of Upwork, Payoneer, and other services are described as of the time of writing. They change often, so check the official help pages before you act.

Upwork® is a registered trademark of Upwork Inc.

Upwork, Payoneer, Adobe, Figma, Wise, LinkedIn, Claude, and other names mentioned are trademarks of their respective owners. This book is not affiliated with or endorsed by them.

I mention people by their real names with their consent or within the scope of their public activities; I credit third-party materials to their authors where appropriate.

I describe client projects so that an outside reader cannot recognize either the work or the client: details that could identify them have been changed or removed. Clients’ working files, briefs, and documents are not reproduced in this book. From the correspondence, I quote only my own messages verbatim; I retell what clients said in my own words, even when I put it in quotation marks, apart from a few short phrases.

The services and links mentioned here are collected on the book’s website, thecrazy100.com. I have affiliate relationships with some of these services, and the affiliate disclosure is posted there as well.

The explanations of terms in this book are my own: I compiled them from official help pages, publicly available sources, and my own practice. They are not the platforms’ official wording, and the exact definition is always in their help centers.

In writing this book I used Claude, Anthropic’s AI assistant: it helped me transcribe my thoughts spoken aloud, reconstruct the chronology of events, correct errors, and translate the book from Ukrainian. The original text, judgments, and conclusions are my own.